Desjardins cooperative financing

Designed to support development and growth plans, this product offers a financial solution for the medium or long term that is complementary to traditional financing. Usually approved in the form of a non-guaranteed loan, participatory or not, it may also take the form of privileged shares, participatory or not.

Main features

• Amounts of more than $250,000

• Interest rate determined by the level of risk

• Normal investment horizon from 5 to 8 years

• Repayment pause possible according to need

• Fees for initializing and follow-up process

Admissibility criteria

• A cooperative operating in a sector of activity matching the investment policies of Capital régional et coopératif Desjardins

• A cooperative offering competitive products and services and operating in a market providing opportunities for growth

• A dedicated management and executive team that is looking for a business partner

Project goals

• Startup

• Acquisition (of excess capacity, product, technology or even the company)

• Expansion and modernization

• Maintenance or improvement of capitalization, often via a buy-back of equity, to support development or growth

• Strengthening of the financial support structure